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Banking Frontier 2026 · International Banking Summit · Amsterdam

The banking week, in the order it happens

23–27 November 2026 at Holiday Inn Amsterdam — Arena Towers. Five days, five published themes, 67 named contributors. Each colour below is one day; select it to read that day in full.

Register on the official site Official agenda

Day 123 November 2026AI & Trusted FinanceAI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.Day 224 November 2026Identity & Cyber ResilienceDigital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.Day 325 November 2026Payments & Digital AssetsInstant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.Day 426 November 2026Customer Growth & Platform BankingOmnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.Day 527 November 2026Future-Proofing Banking 2027–2030Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

The five days in detail

Each day’s speakers are shown inside the day itself, because that is how the organiser publishes them. Four are shown here per day; the complete list of 49 entries follows in one table.

Day 1 · 23 November 2026

AI & Trusted Finance

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

Registration 08:30 · programme from 09:00 · Networking reception ends 15:45 · 15 published contributors

  • Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.08:30–09:00
  • AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
  • AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
  • Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US

Day 2 · 24 November 2026

Identity & Cyber Resilience

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

Registration 08:45 · programme from 09:00 · Networking reception ends 15:30 · 16 published contributors

  • Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:00
  • Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
  • Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
  • User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK

Day 3 · 25 November 2026

Payments & Digital Assets

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

Registration 08:45 · programme from 09:00 · Networking reception ends 16:30 · 20 published contributors

  • Chairperson opening08:45–09:00
  • Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
  • The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
  • Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania

Day 4 · 26 November 2026

Customer Growth & Platform Banking

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

Registration 08:45 · programme from 09:00 · Networking reception (see live agenda) · 23 published contributors

  • Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:00
  • Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
  • AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC
  • Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE

Day 5 · 27 November 2026

Future-Proofing Banking 2027–2030

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Registration 08:45 · programme from 09:00 · Farewell coffee ends 15:45 · 17 published contributors

  • Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:00
  • Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
  • Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
  • Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany

The complete agenda

All 49 published entries across the 5 days, in two rooms: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

Published programme, 23–27 November 2026 — session times are held on the official agenda and are not reproduced here
DateContributor Listed roleOrganisation
23 November 2026Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.08:30–09:00
23 November 2026AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
23 November 2026AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
23 November 2026Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
23 November 2026Scaling AI responsibly: leadership playbook for AI risk & compliance10:00–10:30Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
23 November 2026AI Governance: mitigating the risks of AI to unlock its true value10:00–10:30Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
23 November 2026AI-driven banking by 2030: from transformation ambition to measurable execution10:30–11:00Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
23 November 2026From Process Scans to Scalable Execution: Building Human & Machine Operating Models10:30–11:00Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
23 November 2026Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.11:00–11:30
23 November 2026Case study: AI & machine learning in operations and fraud detection12:00–12:30Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
23 November 2026Human resilience in AI-driven banking12:30–13:00Dilek Süzal · Leadership Coach · BetterUp · Austria
23 November 2026Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution12:30–13:00Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
23 November 2026Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.13:00–14:00
23 November 2026Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.14:00–15:15
23 November 2026Networking reception Day 1 closes with informal networking and partner meetings.15:15–15:45
24 November 2026Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:00
24 November 2026Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
24 November 2026Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
24 November 2026User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
24 November 2026Custody, governance and operational controls for digital assets10:00–10:30Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
24 November 2026Continuous identity assurance10:00–10:30Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
24 November 2026Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.10:30–11:00
24 November 2026Cloud resilience and concentration risk in regulated banking11:00–11:30Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
24 November 2026Navigating AI, Operational Resilience and Regulatory Evolution (DORA)11:00–11:30Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
24 November 2026Fraud accountability: governance, liability and customer-protection controls11:30–12:00Ezra Dulberg · Associate Director · BDO UK · UK
24 November 2026From compliance cost to competitive advantage: trusted organisational identity12:00–12:30Alexandre Kech · Executive · GLEIF · Germany
24 November 2026From compliance cost to competitive advantage · in practice12:30–13:00Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
24 November 2026Case study: DLT and its influence on payments and bank operating models12:30–13:00Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
24 November 2026Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.13:00–14:00
24 November 2026Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.14:00–15:00
24 November 2026Networking reception Day 2 closes.15:00–15:30
25 November 2026Chairperson opening08:45–09:00
25 November 2026Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
25 November 2026The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
25 November 2026Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania
25 November 2026Moving Money — how banks think · the new role of the Chief Payment Officer10:00–10:30Viktoria Soltesz · Founder · PSP Angels · Cyprus
25 November 2026Open Finance and financial-institution growth · emerging markets, innovation and scale10:30–11:00Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
25 November 2026Case study: Open Finance · practical lessons and implementation insights10:30–11:00Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
25 November 2026Networking break Peer exchange on instant payments, wallets and Open Finance.11:00–11:30
25 November 2026Open Finance strategy · data access and commercial ecosystem design11:30–12:00JP Fabri · Founding Partner · Seed · Malta
25 November 2026Corporate payment business: PSD3 · instant payments and fraud accountability12:00–12:30Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
25 November 2026A2A payments and European scale · growth, adoption and cross-border reach12:00–12:30Arash Marandi · Business and Operations · Zaver · Sweden
25 November 2026Future of digital wallets · bank readiness and customer expectations12:15–12:45Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
25 November 2026Digital wallets · product design, use cases and ecosystem integration12:15–12:45Yodaly Sierra · Founder & CEO · Eco2wallet · UK
25 November 2026Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.13:00–14:00
25 November 2026Wallet risk, payment controls and customer trust at scale13:45–14:15Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
25 November 2026Future payments landscape · European finance — market outlook and ecosystem implications13:45–14:15Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
25 November 2026Tokenization infrastructure · architecture, rails and future payments landscape14:15–14:45Thomas Langbein · Chief Commercial Officer · Trever · Germany
25 November 2026Case study: Future payments landscape · regional insights and commercial adoption14:45–15:15Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
25 November 2026Tokenized market infrastructure · regulated FMI and operating models14:45–15:15Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
25 November 2026Networking reception Day 3 closes.15:30–16:30
26 November 2026Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:00
26 November 2026Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
26 November 2026AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC
26 November 2026Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
26 November 2026Omnichannel banking leadership and customer growth in Czech and regional banking09:30–10:00Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
26 November 2026Lithuanian credit union model: data analysis plus human touch in lending10:00–10:30Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
26 November 2026No-touch banking and mesh-up finance for non-financial customer pools10:00–10:30Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
26 November 2026Networking break Peer exchange on customer experience, branch transformation and AI service.10:30–11:00
26 November 2026Micro-SME growth, digital SME banking and financial inclusion11:00–11:30Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
26 November 2026Micro-SME banking growth and digital onboarding for entrepreneurs11:00–11:30Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
26 November 2026Impact investing, sustainable finance and customer value in the next banking cycle11:30–12:00Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
26 November 2026The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents11:30–12:00Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
26 November 2026Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation12:00–12:30Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
26 November 2026How European banks are retooling for platform scale12:00–12:30Margus Simson · Chief Digital Officer · Komerční banka · Czechia
26 November 2026Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.13:00–14:00
26 November 2026Stress-aware banking journeys13:45–14:15Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
26 November 2026Credit risk management and stress testing in an era of trade wars · the AI solution13:45–14:15Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
26 November 2026Case study: AI in compliance, AI governance and Digital Fraud14:15–14:45Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
26 November 2026Case study: Agile banking transformation14:15–14:45Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
26 November 2026Case study: Platform-scale banking14:45–15:15Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
26 November 2026Customer growth meetings and platform demos14:45–15:15
26 November 2026Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac.15:15–16:00
26 November 2026Networking reception Day 4 closes.16:00–16:30
27 November 2026Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:00
27 November 2026Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
27 November 2026Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
27 November 2026Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
27 November 2026Payment systems regulation, consumer protection and future payment rails09:30–10:00Jayne Godfrey · Payment Systems Regulator · UK
27 November 20262027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments10:00–10:30Xenia Neofytou · Managing Director · CX Financia · Cyprus
27 November 2026Networking break Peer exchange on systemic risk, quantum readiness and regulation.10:30–11:00
27 November 2026Case study: AMLR/AMLA transition and changing supervisory expectations11:00–11:30Speaker TBC
27 November 2026Moving Money · payment education and market adoption in the next payments cycle11:30–12:00Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
27 November 2026Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk12:00–12:30Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
27 November 2026Open finance, AI transformation and digital assets · tech radar12:00–12:30Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
27 November 2026Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.12:30–13:30
27 November 2026Future payments and cards: real-time access, transaction handling and service design13:30–14:00Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
27 November 2026Payment innovation through an investment and market-readiness lens13:30–14:00Stefano Sciacca · Managing Director · Aluna Partners · UK
27 November 2026Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).14:00–14:45
27 November 2026Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.14:45–15:15
27 November 2026Farewell coffee Final delegate conversations and speaker follow-up meetings.15:15–15:45

Official agenda · Official speaker roster (67)

Organisations represented in the programme

62 organisations across 31 countries employ someone on the published roster. These marks are shown on that basis alone — not as sponsors, partners or endorsers, and never tinted to match the bands above.

Attendance

Continuous comparison of the two options the organiser lists
OptionFive-day in-person · standard Five-day online · standard
Price€2,999€2,390
Dates23–27 November 202623–27 November 2026
LocationHoliday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, NetherlandsRemote, on Central European Time (CET)
ProgrammeBoth rooms, all five themes Live stream and recordings as described by the organiser
Access notesStep-free access; accessible WCs on every floor Registration desk: Ground floor lobby, signposted on arrival No venue access
BookingOfficial registration Official registration

Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment. Nothing is sold or reserved on this page.

Business participation

Speaking, sponsorship and exhibition options exist alongside delegate registration, but their scope and terms belong to the organiser. They are linked here rather than restated, so nothing on this page can drift out of date or promise something the organiser has not offered.

Official sponsor and exhibitor information Contact the organiser

Venue and questions

Venue
Holiday Inn Amsterdam — Arena Towers
Address
Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Station
Bijlmer ArenA · 4-min walk
From Schiphol
Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking
P1 ArenA · paid, on-site
Accessibility
Step-free access; accessible WCs on every floor
Time zone
Central European Time (CET)
Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark
Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east.
Daily hours
  • Monday 23 November — registration 08:30, start 09:00, Networking reception ends 15:45
  • Tuesday 24 November — registration 08:45, start 09:00, Networking reception ends 15:30
  • Wednesday 25 November — registration 08:45, start 09:00, Networking reception ends 16:30
  • Thursday 26 November — registration 08:45, start 09:00, Networking reception (see live agenda)
  • Friday 27 November — registration 08:45, start 09:00, Farewell coffee ends 15:45
Why are the bands not clickable cards?

They are one continuous sequence, because the event is a chronological week. Each band links to the matching day section; nothing is hidden behind them.

Why no session times?

The organiser’s day pages publish contributors, not a running order. See the official agenda.

Organiser

Legal identity

Zenith-Energie International s.r.o.

Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

Company ID 02354357 · VAT CZ02354357

Contact

info@group-zenith.com

+420 778 647 921

Mon–Fri 09:00–17:00 CET

Official pages

This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site.